The Hartford's Long-Term Disability coverage is a safeguard against the financial impact of extended periods of inability to work due to a covered disability. This policy provides income replacement benefits to eligible employees who experience a disabling condition that prevents them from performing their job duties for an extended duration.
Typically, after a waiting period, this coverage offers a percentage of the employee's salary as regular payments, helping to cover essential expenses during the period of disability. To use this coverage, employees need to file a claim and provide necessary medical documentation confirming the disability. The Hartford's representatives guide individuals through the claims process, ensuring a smooth and supportive experience while the employee focuses on their health and recovery.
